Get a home loan pre-approval

Make an offer with confidence, with a home loan pre-approval from homeloans.com.au!
A home loan pre-approval enables you to you make an offer on a property up to a specified amount. The benefit of a pre-approval is that you can quickly get a good idea of how much you’re eligible to borrow, without affecting your credit position, and without having to go through the longer process of verifying your income and providing supporting documents. When you've found the property you want, we'll then formally assess the loan. Try our quick and easy online pre-approval tool, which can give you pre-approval in as little as 20 minutes. Get Started

How does it work?

  • Submit

    Provide us with your details using our quick, simple and secure process
    Get Started
  • Pre-Approve

    We'll either approve your application or contact you to put on the finishing touches
  • Make An Offer

    Once you’ve found the property you’d like to buy, make an offer (and ensure it’s subject to finance approval)
  • Final Approval

    Get back to us with details of the property. If everything checks out, we’ll provide final approval, then send you the loan docs to sign.
  • Settle

    Congratulations! After we finalise everything, your new loan settles and you're part of the homeloans.com.au family
Our team of Australian-based Lending Specialists are available to assist you, so if you need to talk to us at any stage throughout the process please don't hesitate to get in touch.

Talk to us

Need to know:

Terms and condition and credit criteria apply. *Government charges apply. Third party charges may also apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 23 September 2021 and are subject to change, you can view all our rates here.
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Scheduled system maintenance
Due to a planned technical systems update, our “Online Application” form will not be available on Wednesday 24th November from
9:45pm – 10:15pm AEST.

We apologise for any inconvenience caused.
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