Interest Rate Update

Variable interest rates on homeloans.com.au loans are decreasing by 0.15%. Rates on our website have been reduced accordingly and they will take effect from 13 November 2020. Even if you apply before 13 November, our new low rates will apply.

Refinance your investment to
homeloans.com.au

Congratulations, you've found the right place to refinance your investment property. We're not a bank, but the place where
knowledgeable Australians find smart, flexible and cost-effective home loan solutions. Join the party – it's quick and easy!
You may also be able to consolidate some of your other debts into your loan, taking advantage of our super-low rates!

Principal & Interest

From

2.04 % PA

Variable Rate

2.04 % PA

Comparison Rate^

Interest Only

From

2.34 % PA

Variable Rate

2.15 % PA

Comparison Rate^

Rates shown apply to Low Rate Home Loan Investment loans of up to 60% LVR. See our Owner Occupier loans here. See all rates here.

Fees
and charges

$0
Upfront fees
$0
Ongoing fees
$0
Exit fees
*Government charges apply. Third party charges may also apply

Calculator disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

Eligibility
check

  • Up to 2 applicants (over 18 years old)
  • Australian/New Zealand citizens or permanent residents living in Australia
  • A good credit history
  • Buying or refinancing an established property (not off the plan or construction)

Get a home loan pre-approval

Make an offer with confidence, with a home loan pre-approval from homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work

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Need to know:

Terms and condition and credit criteria apply. *Government charges apply. Third party charges may also apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 23 September 2021 and are subject to change, you can view all our rates here.
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