Variable interest rates on homeloans.com.au loans are decreasing by 0.15%. Rates on our website have been reduced accordingly and they will take effect from 13 November 2020.
Even if you apply before 13 November, our new low rates will apply.
Refinance to homeloans.com.au
Feel like you've been taken advantage of by your current lender? Or just want a better deal? Congratulations, you've found the right place. We're not a bank, but the place where knowledgeable homeowners find a better deal and a better experience. Join the party - it's quick and easy!
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Up to 2 applicants (over 18 years old)
Australian/New Zealand citizens or permanent residents living in Australia
A good credit history
Buying or refinancing an established property (not off the plan or construction)
Are your finances
No worries. Our Flex Home Loan is designed for those who've been pushed off course by one of life's unplanned events.
Our Options Home Loan is for self-employed borrowers without a clear-cut financial position. Our Quickstart Home Loan offers first home buyers a fast track to property ownership.
Speak to one of our Lending Specialists about how we can help.
Get a home loan pre-approval
Make an offer with confidence, with a home loan pre-approval from
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here. How does it work
Why our customers
Homeloans has been awesome
Really helpful, no nonsense, got a refinance and a home loan pretty seamlessly. The upload process takes care of a lot of the work, and you just need a couple of calls and emails. The interest rate is the best around for owner-occupier. Highly recommend.
Efficient and streamlined process
Great experience and customer service, from the initial conversation to finalising the refinance loan. Communication was very clear, and the online process was simple and seamless. The team was professional, helpful and super efficient!
Excellent Service and Support
Friendly and professional service, loved every minute of my dealings with the team. From the beginning to end this was an enjoyable experience with a great rate. Will be back with any future home loan requirements.
Streamlined Process, Great Communication
The whole online application and pre-approval was straightforward, the case was handled by the same case owner from beginning to completion, and she was very helpful and friendly, easy to work with, communication was perfect. Thank you homeloans.com.au, you have a happy customer!
Extremely helpful, efficient and great with communication. We are impressed with the service received and the seamless processes in place. We'd definitely recommend others to use homeloans.com.au.
Very quick approval and always communicated as to the progress of the loan application. Overall I am extremely satisfied with the entire process and felt it was one of the best loan application experiences I have had.
Great and quick settlement
The application process was a breeze online. We got quick conditional approval followed by fast valuation. After that formal approval came through asap. It took less than 27 days from application to settlement. I recommend Homeloans.com.au for their great product and awesome customer service!
Great service, great rate, simple, quick
Have just finished refinancing my property and homeloans.com.au have been amazing. Simple process, quick and a fantastic rate. They were proactive and responsive. Homeloans.com.au are the 5th mortgage provider I have dealt with over the last 30 years and they have been the best. Cannot recommend them highly enough.
Outstanding customer service and attractive interest rates
The day I put forward my request for refinance, soon I was contacted by a Lending Specialist. I was well guided during entire process. No surprises nor additional costs incurred. Great interest rates offered at the time as compared to other lenders. I would certainly recommend this to other who are looking to refinance.
Reviews sourced from productreview.com.au. See all reviews here
Eligibility criteria apply. Interest rates are effective from 13 November 2020 and are subject to change. Interest rates shown apply to new eligible owner occupier loans up to 60% LVR and may differ depending on borrower type and LVR, and are subject to change (you can view all our rates here). †Valuation cost up to a maximum of $500 provided free of charge. For valuation costs totalling more than $500 a fee may be payable by the applicant. Terms and conditions apply to all loan features. The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.