Get your dream start with homeloans.com.au
Are you ready to claim a place you can truly call your own? You’ve come to the right place.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, have a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, have a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.
- Low Rate Home Loan – for borrowers with a good credit history who can fully verify their income and demonstrate a history of saving for a deposit or making rental payments.
- Options Home Loan – a loan typically for self-employed borrowers without a clear-cut financial position.
Why choose
homeloans.com.au?
All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.
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Low rates
Super-competitive rates for the life of the loan for a range of borrower situations
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$0 homeloans.com.au fees
No Application, Ongoing or Exit fees*
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Fair Go Guarantee
We offer the same great rates to new and existing customers
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Fast, online process
Online process that lets you work at your own pace (even if that's real fast!)
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An amazing team
Australian-based Lending Specialists who provide a service that our customers rave about
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Help plant trees
Have your say on our community tree planting projects
Our loans
help the environment
When you take a loan with homeloans.com.au, you are supporting a business that helps plant trees across Australia. We are working with non-profit group Carbon Positive to support community tree planting projects. Our parent company’s earlier initiatives have helped plant more than 40,000 trees over 10 years.
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Learn more Why our customers
love us
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homeloans.com.au just get it
As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.
GeorginaAwesome experience so far
What a fantastic gesture!, just received an email from homeloans.com.au to advise they are reducing the interest rate on our existing home loan by 0.25% and we didn't even ask! Simply because they have reduced the interest rate for the same mortgage product we have for their new customers. Treating existing customer as new customer. Wow!! Thanks homeloans.com.au we really appreciate and I'm sure other existing customers will be just as pleased.
Suneeth RThey dropped my rate
What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.
Minh H
Reviews sourced from productreview.com.au.
See all reviews here
See all reviews here
Get a home loan pre-approval
Make an offer with confidence, with a home loan pre-approval from
homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Acknowledgement of country
homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.
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