Low rates and fees

Fast and secure online process

Strong history

Who is
homeloans.com.au?

homeloans.com.au is an award-winning provider of flexible and competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed, or you’re looking to up-size, down-size, or get back on track after one of life’s speed bumps. We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a leading non-bank lender in Australia and New Zealand, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards. For more information about our parent company, Resimac, visit resimac.com.au

50,000+

Join over 50,000 savvy
customers

$15bn+

Of current lending in Australia
and NZ

35yrs

Helping Australians achieve
financial success since 1985

Why choose
homeloans.com.au?

homeloans.com.au is proud to provide Australians with an alternative to the old banking establishment, with smart, cost effective and transparent home loan solutions. We have an industry-leading online application enabling you to join us conveniently in your own time, from the comfort of your own home. You can start, stop, save and continue whenever and wherever you like.
Plus, our amazing team of Australian-based Lending Specialists (who provide a service that our customers rave about), are available to support you every step of the way.
After your loan settles, if you need to contact us for any reason, our Customer Care is here to help. Our goal is to be a trusted partner for all our customers and this philosophy is embedded within our culture.

We offer a range of home loans:

Low Rate Home Loan – for borrowers with a clean credit history who can fully verify their income.
Quickstart Home Loan – for borrowers who need flexibility when it comes to their deposit.
Options Home Loan – a loan typically for self-employed borrowers without a clear-cut financial position.
Flex Home Loan – for those whose credit position has been impacted by one of life's unplanned events. We'll help you get back on track.

All our loans offer great loan features including offset accounts and the ability to make extra repayments and redraw funds Our loans are fully funded by our parent company (Resimac), who was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS).

Fast, online process

Work at your own pace (even if that's real fast!). It's easier than you'd think

No ongoing fees

Because we know that's important to you

Low rates

Super-competitive rates for the life of the loan for a range of borrower situations

Plus, our loans come with great features like 100% offset and we allow additional repayments and redraw

Why our customers

love us

Homeloans has been awesome

Really helpful, no nonsense, got a refinance and a home loan pretty seamlessly. The upload process takes care of a lot of the work, and you just need a couple of calls and emails. The interest rate is the best around for owner-occupier. Highly recommend.

Erik L

Efficient and streamlined process

Great experience and customer service, from the initial conversation to finalising the refinance loan. Communication was very clear, and the online process was simple and seamless. The team was professional, helpful and super efficient!

Mel I

Excellent Service and Support

Friendly and professional service, loved every minute of my dealings with the team. From the beginning to end this was an enjoyable experience with a great rate. Will be back with any future home loan requirements.

Brad
Streamlined Process, Great Communication

The whole online application and pre-approval was straightforward, the case was handled by the same case owner from beginning to completion, and she was very helpful and friendly, easy to work with, communication was perfect. Thank you homeloans.com.au, you have a happy customer!

A Cah

Excellent service

Extremely helpful, efficient and great with communication. We are impressed with the service received and the seamless processes in place. We'd definitely recommend others to use homeloans.com.au.

Rowdan

Wonderful service

Very quick approval and always communicated as to the progress of the loan application. Overall I am extremely satisfied with the entire process and felt it was one of the best loan application experiences I have had.

Brown
Great and quick settlement

The application process was a breeze online. We got quick conditional approval followed by fast valuation. After that formal approval came through asap. It took less than 27 days from application to settlement. I recommend Homeloans.com.au for their great product and awesome customer service!

Calvin

Great service, great rate, simple, quick

Have just finished refinancing my property and homeloans.com.au have been amazing. Simple process, quick and a fantastic rate. They were proactive and responsive. Homeloans.com.au are the 5th mortgage provider I have dealt with over the last 30 years and they have been the best. Cannot recommend them highly enough.

Allen

Outstanding customer service and attractive interest rates

The day I put forward my request for refinance, soon I was contacted by a Lending Specialist. I was well guided during entire process. No surprises nor additional costs incurred. Great interest rates offered at the time as compared to other lenders. I would certainly recommend this to other who are looking to refinance.

Manojkumar

Reviews sourced from productreview.com.au. See all reviews here

Get started

To find out if you are eligible or to begin the process, click the buttons below. Using our fast, online application you can start,
stop, save and continue whenever you like!

SEE IF YOU QUALIFY

GET STARTED

A new tree for every home loan

When you take out a loan with homeloans.com.au, you're also helping to reduce greenhouse gases in the atmosphere through a new tree we plant on your behalf. This one tree will offset 120 kilograms of carbon from Earth's atmosphere over its lifetime. This program is an important part of our DNA, and we're committed to working hand-in-hand with our customers to help create a better future for our planet. Our parent company has planted more then 40,000 trees in the Australian Wheatbelt region, offsetting more than nearly five million kilograms of carbon emissions!