Who is
homeloans.com.au?
homeloans.com.au is an award-winning provider of flexible and competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed, or you’re looking to up-size or down-size.
We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a leading non-bank lender in Australia, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards.
For more information about our parent company, Resimac, visit resimac.com.au
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55,000+
Join over 55,000 savvy
customers
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$14bn+
Of current lending in Australia
and NZ
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35+yrs
Helping Australians achieve
financial success since 1985
Fair Go Promise
homeloans.com.au is proud to provide Australians with an alternative to the old banking establishment, with smart, cost effective and transparent home loan solutions.
We believe that everyone deserves a Fair Go, and it is our promise to treat new and existing customers fairly.
This is why we offer our Fair Go Guarantee, which means customers will never pay a higher interest rate than what we’re offering to new customers on like-for-like loans.
It’s also why we offer our Fair Go Rates, which we continually monitor to ensure they are among the fairest and most competitive home loan interest rates on the market.
And it’s why we insist on Fair Go Fees, which is where we’ve ditched unfair fees like upfront, ongoing and exit fees*.
We value our customers and are constantly on the lookout for ways to reward their loyalty.
These are not standard big bank practices, but then again, we’re not a bank. And that’s a good thing!
We believe that everyone deserves a Fair Go, and it is our promise to treat new and existing customers fairly.
This is why we offer our Fair Go Guarantee, which means customers will never pay a higher interest rate than what we’re offering to new customers on like-for-like loans.
It’s also why we offer our Fair Go Rates, which we continually monitor to ensure they are among the fairest and most competitive home loan interest rates on the market.
And it’s why we insist on Fair Go Fees, which is where we’ve ditched unfair fees like upfront, ongoing and exit fees*.
We value our customers and are constantly on the lookout for ways to reward their loyalty.
These are not standard big bank practices, but then again, we’re not a bank. And that’s a good thing!
Why choose
homeloans.com.au?
All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.
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Low rates
Super-competitive rates for the life of the loan for a range of borrower situations
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$0 homeloans.com.au fees
No Application, Ongoing or Exit fees*
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Fair Go Guarantee
We offer the same great rates to new and existing customers
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Fast, online process
Online process that lets you work at your own pace (even if that's real fast!)
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An amazing team
Australian-based Lending Specialists who provide a service that our customers rave about
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Help plant trees
Have your say on our community tree planting projects
Why our customers
love us
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homeloans.com.au just get it
As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.
GeorginaAwesome experience so far
What a fantastic gesture!, just received an email from homeloans.com.au to advise they are reducing the interest rate on our existing home loan by 0.25% and we didn't even ask! Simply because they have reduced the interest rate for the same mortgage product we have for their new customers. Treating existing customer as new customer. Wow!! Thanks homeloans.com.au we really appreciate and I'm sure other existing customers will be just as pleased.
Suneeth RThey dropped my rate
What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.
Minh H
Reviews sourced from productreview.com.au.
See all reviews here
See all reviews here
Our loans
help the environment
When you take a loan with homeloans.com.au, you are supporting a business that helps plant trees across Australia. We are working with non-profit group Carbon Positive to support community tree planting projects. Our parent company’s earlier initiatives have helped plant more than 40,000 trees over 10 years.
Acknowledgement of country
homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.
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