Who is

homeloans.com.au is an award-winning provider of flexible and competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed, or you’re looking to up-size or down-size. We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a leading non-bank lender in Australia and New Zealand, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards. For more information about our parent company, Resimac, visit resimac.com.au

Fair Go Promise

homeloans.com.au is proud to provide Australians with an alternative to the old banking establishment, with smart, cost effective and transparent home loan solutions.

We believe that everyone deserves a Fair Go, and it is our promise to treat new and existing customers fairly.

This is why we offer our Fair Go Guarantee, which means customers will never pay a higher interest rate than what we’re offering to new customers on like-for-like loans.

It’s also why we offer our Fair Go Rates, which we continually monitor to ensure they are among the fairest and most competitive home loan interest rates on the market.

And it’s why we insist on Fair Go Fees, which is where we’ve ditched unfair fees like upfront, ongoing and exit fees*.

We value our customers and are constantly on the lookout for ways to reward their loyalty.

These are not standard big bank practices, but then again, we’re not a bank. And that’s a good thing!

Why choose

All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.

Get started

To find out if you are eligible or to begin the process, click the buttons below. Using our fast, online application you can start,
stop, save and continue whenever you like!

Our loans
help the environment

When you take a loan with homeloans.com.au, you are supporting a business that helps plant trees across Australia. We are working with non-profit group Carbon Positive to support community tree planting projects. Our parent company’s earlier initiatives have helped plant more than 40,000 trees over 10 years.

Acknowledgement of country

homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

Talk to us

Talk to us

Need to know:

Terms and conditions and credit criteria apply. *Government and third party charges apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 17 November 2023 and are subject to change, you can view all our rates here.
panel clost button

Customer login

Get access to your accounts online.

Continue application

Login and complete your application.

Scheduled system maintenance
Due to planned server maintenance, our “Online Application” form will not be available on Sunday 27th February between 2:00am and 6:00am AEDT.

We apologise for any inconvenience caused.
Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.