Who is

homeloans.com.au is an award-winning provider of flexible and competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed, or you’re looking to up-size, down-size, or get back on track after one of life’s speed bumps. We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a leading non-bank lender in Australia and New Zealand, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards. For more information about our parent company, Resimac, visit resimac.com.au

Why choose

homeloans.com.au is proud to provide Australians with an alternative to the old banking establishment, with smart, cost effective and transparent home loan solutions. We have an industry-leading online application enabling you to join us conveniently in your own time, from the comfort of your own home. You can start, stop, save and continue whenever and wherever you like.
Plus, our amazing team of Australian-based Lending Specialists (who provide a service that our customers rave about), are available to support you every step of the way.
After your loan settles, if you need to contact us for any reason, our Customer Care is here to help. Our goal is to be a trusted partner for all our customers and this philosophy is embedded within our culture.

We offer a range of home loans:
  • Low Rate Home Loan – for borrowers with a clean credit history who can fully verify their income.
  • Quickstart Home Loan – for borrowers who need flexibility when it comes to their deposit.
  • Options Home Loan – a loan typically for self-employed borrowers without a clear-cut financial position.
  • Flex Home Loan – for those whose credit position has been impacted by one of life's unplanned events. We'll help you get back on track.

All our loans offer great loan features including offset accounts and the ability to make extra repayments and redraw funds Our loans are fully funded by our parent company (Resimac), who was Australia's first issuer of Residential Mortgage-Backed Securities (RMBS).
Plus, our loans come with great features like 100% offset and we allow additional repayments and redraw

Get started

To find out if you are eligible or to begin the process, click the buttons below. Using our fast, online application you can start,
stop, save and continue whenever you like!

A new tree for every home loan

When you take out a loan with homeloans.com.au, you're also helping to reduce greenhouse gases in the atmosphere through a new tree we plant on your behalf. This one tree will offset 120 kilograms of carbon from Earth's atmosphere over its lifetime. This program is an important part of our DNA, and we're committed to working hand-in-hand with our customers to help create a better future for our planet. Our parent company has planted more then 40,000 trees in the Australian Wheatbelt region, offsetting more than nearly five million kilograms of carbon emissions!

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